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Disclaimer: “Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other websites or vendors are for convenience purposes only. We have no control over these sites or vendors and cannot, therefore, endorse or guarantee the accuracy of the information provided by these sites or vendors. Insurance coverage cannot be bound or changed via E-Mail, fax or voice mail. No binder, insurance policy, change, addition, and/or deletion will take effect until confirmed directly with a licensed agent.”